Real estate appraisal services for homeowners in the city of Thousand Oaks and Ventura County![]() Here are the top seven reasons California homeowners order from Chuck Roberts & Associates:
Own a home in or near Thousand Oaks, California and need help deciding the price of it?
We at Chuck Roberts & Associates understand the special needs of a homeowner looking for appraisal services. Our typical business clients are used to the appraisal process and the standard documents we provide. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis. Pre-listing Services/For Sale By OwnerSince you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Chuck Roberts & Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value opinion than yours. Need to cancel PMI?A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you rid themselves of unneeded PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. Getting an appraisal report from Chuck Roberts & Associates is your perfect weapon when challenging your property tax assessment. Recently got a freeze your HELOC?Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Chuck Roberts & Associates can help you reinstate your home equity line of credit with efficient appraisal. Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home. |